by Patricia Roos | Jul 1, 2025 | Uncategorized
When working with a real estate agent, it’s important to understand the level of responsibility they have toward you as their client. In almost all cases, when a seller lists their home with an agent, an agency relationship is formed, meaning the agent owes the...
by Patricia Roos | Jun 24, 2025 | Uncategorized
In today’s digital world, protecting your online information is more important than ever. You likely have multiple accounts…email, banking, investments, and social media…all of which need strong, unique passwords. Trying to create and remember...
by Patricia Roos | Jun 17, 2025 | Uncategorized
In today’s high-interest-rate environment, homebuyers are looking for every possible advantage to secure an affordable mortgage. One often-overlooked opportunity is assuming an existing FHA or VA loan, especially those issued in the past few years when interest...
by Patricia Roos | Jun 10, 2025 | Uncategorized
If you’ve owned your home for a long time, chances are its value has increased�maybe even doubled, tripled, or more. But did you know that a law written in 1997 still limits the amount of capital gains tax exclusion, despite skyrocketing home prices? Currently,...
by Patricia Roos | Jun 3, 2025 | Uncategorized
Benjamin Franklin famously stated that "in this world, nothing is certain except death and taxes." While his words still ring true, there’s another unavoidable reality in modern life: rising costs. From groceries to energy bills, the cost of living...
