by Patricia Roos | Aug 1, 2023 | Uncategorized
As a homeowner, you invest time and money into creating a comfortable and secure living space for you and your loved ones. However, unforeseen events such as natural disasters or burglaries can occur, resulting in the loss of your personal belongings. To protect your...
by Patricia Roos | Jul 25, 2023 | Uncategorized
Aspiring homeowners can overcome the challenge of saving for a down payment by taking advantage of various sources of assistance. Discover a variety of down payment sources available to first-time homebuyers, from family gifts and retirement account withdrawals to tax...
by Patricia Roos | Jul 18, 2023 | Uncategorized
Property taxes are an essential part of homeownership, but understanding how they are calculated can feel like unraveling a complex puzzle. However, by unlocking the secrets of property tax calculation, homeowners can gain valuable insights into their tax obligations...
by Patricia Roos | Jul 11, 2023 | Uncategorized
Planning for a comfortable and secure retirement is a priority for many individuals. While traditional investment options like stocks and bonds play a crucial role, there’s another avenue that holds great potential, rental real estate. Let’s explore the 12...
by Patricia Roos | Jun 27, 2023 | Uncategorized
Purchasing a home can feel like an overwhelming project, but the long-term advantages of homeownership make it a smart investment to secure your future where the benefits extend beyond simply having a place to live. Building equity is one of the most significant...
by Patricia Roos | Jun 20, 2023 | Uncategorized
Having a list of talking points prepared before meeting with a real estate agent can be incredibly valuable in guiding the conversation and helping you make an informed decision about who will represent you in the sale of your home. Whether you’re a first-time...
by Patricia Roos | Jun 13, 2023 | Uncategorized
As a homeowner, you’ve likely invested a significant amount of time and money into furnishing and decorating your home with items that are important to you. Unfortunately, unexpected events like natural disasters or burglaries can result in the loss or damage of...
by Patricia Roos | Jun 6, 2023 | Uncategorized
Keeping track of capital improvements to your home can help you avoid taxes later down the road when you sell it. Some homeowners don’t even consider such a thing because they are aware of the capital gain exclusion of up to $500,000 for married homeowners and...
by Patricia Roos | Jun 7, 2022 | Uncategorized
Rising interest rates compounded with increasing home prices are causing affordability issues for many buyers. To keep payments low, you won’t have to give an arm, but more buyers are considering getting an ARM, adjustable-rate mortgages. Mortgage rates are near...
by Patricia Roos | May 31, 2022 | Uncategorized
With multiple offers the norm on many listings these days, the seller relies on their listing agent to help them determine which one to accept. In some cases, offers subject to FHA or VA mortgages tend to move to the bottom of the list. Some sellers consider all cash...
