by Patricia Roos | Jul 15, 2025 | Uncategorized
If you’re holding off on buying a home because you think prices are too high or mortgage rates will drop, you might want to consider the opportunity cost of waiting. While it may seem like a safer choice to keep your down payment in the bank or invest it...
by Patricia Roos | Jul 8, 2025 | Uncategorized
When selling a home, full transparency is key. Seller disclosures provide potential buyers with crucial information about the condition of the property, ensuring a fair and informed transaction. Understanding what must be disclosed and why it matters can help protect...
by Patricia Roos | Jul 1, 2025 | Uncategorized
When working with a real estate agent, it’s important to understand the level of responsibility they have toward you as their client. In almost all cases, when a seller lists their home with an agent, an agency relationship is formed, meaning the agent owes the...
by Patricia Roos | Jun 24, 2025 | Uncategorized
In today’s digital world, protecting your online information is more important than ever. You likely have multiple accounts…email, banking, investments, and social media…all of which need strong, unique passwords. Trying to create and remember...
by Patricia Roos | Jun 17, 2025 | Uncategorized
In today’s high-interest-rate environment, homebuyers are looking for every possible advantage to secure an affordable mortgage. One often-overlooked opportunity is assuming an existing FHA or VA loan, especially those issued in the past few years when interest...
by Patricia Roos | Jun 10, 2025 | Uncategorized
If you’ve owned your home for a long time, chances are its value has increased�maybe even doubled, tripled, or more. But did you know that a law written in 1997 still limits the amount of capital gains tax exclusion, despite skyrocketing home prices? Currently,...
by Patricia Roos | Jun 3, 2025 | Uncategorized
Benjamin Franklin famously stated that "in this world, nothing is certain except death and taxes." While his words still ring true, there’s another unavoidable reality in modern life: rising costs. From groceries to energy bills, the cost of living...
by Patricia Roos | May 27, 2025 | Uncategorized
As experienced real estate investors reach the limits of conventional financing options, creative approaches become essential for continued portfolio growth. Here are eight innovative financing strategies to help you expand your rental property investments beyond...
by Patricia Roos | May 20, 2025 | Uncategorized
Maintaining a clean and organized home is essential for creating a comfortable and welcoming living space. Whether you’re preparing to sell your home or simply want to enjoy a clutter-free environment, taking time to declutter and deep clean can work wonders....
by Patricia Roos | May 6, 2025 | Uncategorized
Summer presents an ideal time for prospective buyers to purchase a home. The warm weather and longer days create optimal conditions for house hunting and moving, allowing buyers to thoroughly inspect properties and envision their future homes in the best light. One of...
