by Patricia Roos | Mar 25, 2025 | Uncategorized
For homeowners with mortgages, rising insurance premiums pose a unique and unavoidable challenge. Unlike those who own their homes outright, mortgage holders are required by their lenders to maintain adequate homeowners insurance. This ensures that the lender’s...
by Patricia Roos | Mar 18, 2025 | Uncategorized
Getting pre-approved for a mortgage is a vital step in the homebuying process. While many buyers rely on online calculators or their first pre-approval offer, these tools and initial approvals might not always provide the best options. If you’re serious about...
by Patricia Roos | Mar 11, 2025 | Uncategorized
When interviewing real estate agents to sell your home, asking the right questions is key to finding an agent who will best meet your needs. The process of selling a home can be complex, and the right agent will not only have the experience and market knowledge but...
by Patricia Roos | Mar 4, 2025 | Uncategorized
In the past, many homeowners didn’t give much thought to keeping detailed records of home improvements. With capital gains exclusion thresholds of $250,000 for single filers and $500,000 for married couples, most homeowners didn’t come close to exceeding...
by Patricia Roos | Feb 25, 2025 | Uncategorized
When it comes to housing, the debate between owning and renting often boils down to finances. While renting may offer short-term flexibility, homeownership provides significant financial benefits that renters miss out on. From appreciation to building equity and...
by Patricia Roos | Feb 18, 2025 | Uncategorized
In today’s fast-paced real estate market, homeowners are increasingly considering alternative selling methods. One option gaining traction is selling to an iBuyer company. These tech-driven real estate firms offer a quick, streamlined process for homeowners...
by Patricia Roos | Feb 11, 2025 | Uncategorized
During crises, whether natural or personal, the risk of scams and fraud increases. While many organizations can assist you with financial difficulties or foreclosure, it’s crucial to ensure you’re dealing with a reputable entity before proceeding. Always...
by Patricia Roos | Feb 4, 2025 | Uncategorized
The spring season presents a unique opportunity for savvy homebuyers to get ahead in the market. While many are waiting on the sidelines for rates to drop, those who act now can reap significant benefits. Recent market trends show that inventory levels and new...
by Patricia Roos | Jan 28, 2025 | Uncategorized
As a homebuyer in today’s fluctuating market, you might be hesitant to commit until interest rates stabilize. However, a temporary buydown could be your secret weapon for making homeownership more affordable now while keeping your options open for the future....
by Patricia Roos | Jan 21, 2025 | Uncategorized
The Multiple Listing Service, through its collaborative approach, has streamlined property sales and increased efficiency beyond what individual agents or companies could achieve independently. This cooperative system enables more transactions to be completed in less...
